Register a Nidhi Company.
Zero RBI Approval Needed.
Legally accept deposits and lend money to your members. Our expert Company Secretaries ensure MCA compliance and seamless incorporation.
Basic Nidhi Registration
Everything you need to legally register your Nidhi Company with the Ministry of Corporate Affairs.
- 3 Digital Signatures (DSC)
- 3 Director Identification Numbers (DIN)
- Name Approval (Nidhi Limited)
- Custom Nidhi MoA & AoA Drafting
Complete Nidhi Pack
Includes Company Registration plus essential post-incorporation consulting to meet strict Nidhi rules.
- Everything in Basic Incorporation
- GST Registration & MSME Certificate
- First Year NDH-4 Compliance Guidance
- Free Business Bank Account Setup
Why Start a Nidhi Company?
Nidhi companies are a specific type of Non-Banking Financial Company (NBFC) designed to cultivate the habit of savings among their members.
No RBI Approval Required
Unlike a regular NBFC which requires ₹2 Crore capital and strict RBI licensing, a Nidhi Company is exempted from core RBI provisions. You only need MCA approval to start lending to your members.
Easy Borrowing & Lending
You can legally accept deposits (Savings, FD, RD) and lend money (Gold Loan, Property Loan) exclusively to your registered members, providing a secure, close-knit financial ecosystem.
Limited Liability Protection
Since a Nidhi company is essentially a Public Limited Company, the personal assets of the directors and shareholders are completely safe from the company's financial liabilities or debts.
Lower Risk
Because a Nidhi company can only lend to and borrow from its own members, the risk of non-payment or fraud is significantly lower compared to a standard financial institution dealing with the general public.
Strict Post-Incorporation Rules
The MCA heavily regulates Nidhi companies to prevent fraud. You MUST fulfill these conditions within 1 year of registration.
200 Members
Within one year of incorporation, your Nidhi company must successfully enroll a minimum of 200 members (shareholders).
Net Owned Funds (NOF)
The Net Owned Funds of the company must reach ₹20 Lakhs or more within the first 12 months of registration.
Form NDH-4
You must file Form NDH-4 within 60 days from the expiry of 1 year, officially declaring your compliance with the Nidhi Rules.
Our Seamless Registration Process
We handle the complex MCA paperwork. You just provide the documents and track progress on your dashboard.
Step 1: DSC & Name Approval
We apply for Digital Signatures (DSC) for the 3 directors. Then, we apply for name reservation via the RUN service (The name must end with "Nidhi Limited").
Step 3: Drafting MoA & AoA
Our CS team drafts the highly specialized Memorandum (MoA) and Articles of Association (AoA) in strict accordance with the Nidhi Rules, 2014.
Step 4: Filing SPICe+ Form
We file the comprehensive SPICe+ form with the Registrar of Companies (ROC), which simultaneously applies for your company incorporation, PAN, and TAN.
Step 4: Certificate of Incorporation
Once the MCA verifies the documents, they issue the Certificate of Incorporation (COI) along with the PAN and TAN. You can now open your bank account.
Required Documents
Please ensure documents are clear and self-attested. You need KYC for 3 Directors and 4 other Shareholders (Total 7 Members).
For All 7 Members/Directors
PAN & Aadhaar
Mandatory Identity Proof.
Address Proof
Latest Bank Statement or Phone Bill.
Passport Size Photograph
For Registered Office
Utility Bill
Electricity or Water bill for the registered office address (not older than 2 months).
NOC & Rent Agreement
No Objection Certificate from the property owner, plus rent agreement.
Post-Incorporation Compliance
Registering the company is just the first step. A Nidhi Company has rigorous annual compliance requirements including INC-20A, NDH-1, NDH-2, NDH-3, AOC-4, and MGT-7.